Read about some of the concerns regarding Medicare Part B. These questions come from real people, check it out:
Shannon Asks:
I am turning 65 this November and currently am enrolled in a high deductible individual health insurance plan. My biggest medical expense is shots that I receive from 2 doctors. One is a shot of Lucentis for macular degeneration is over $2,000 per shot. It does not take me too many months or treatments for me to make the $4,000 deductible. The other is for allergy shots taken 3 times a week from my allergist that are not too expensive. My concern is what or how does Medicare Part B pay for these 2 medical procedures? Look forward to your answer, Shannon from Cypress area.
Most Americans do not realize what is covered under Medicare Part B, which is the medical insurance part of Medicare.
In the Medicare and You handbook, it discusses “What does Part B cover?” It states that Part B “helps to cover medically necessary doctors’ services, outpatient care, home health services, durable medical equipment and other medical services.
Many preventative services and other medical services covered under Part B are discussed in the Medicare and You handbook.
Shannon, you mentioned that you have a concern about whether the expensive macular degeneration shot for your eye and the allergy testing and shots can be covered under Medicare Part B. If these procedures are medically necessary, then Medicare will pay for those procedures.